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Transparent pricing

Existing
company
Company under registration

Adapted to all French companies: SAS/SASU, SARL/EURL, SC, micro-enterprises, licensed professionals, and associations with a SIREN.

Create your own business (SAS, SASU, SARL, EURL) with Qonto and enjoy our online share capital deposit service.

Solo

First month free

€9

/mo (excl. VAT)

Commitment-free

1 user max
Admin only
1 Mastercard card included
1 physical card
20 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Choose this plan

In this offer:

1 user max
Admin only
1 Mastercard card included
1 physical card
20 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters

Standard

First month free

€29

/mo (excl. VAT)

Commitment-free

5 users max
Admin + employees + accountant
4 Mastercard cards included
2 physical cards, 2 virtual cards
100 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Choose this plan

In this offer:

5 users max
Admin + employees + accountant
4 Mastercard cards included
2 physical cards, 2 virtual cards
100 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters
Specific accountant access
Batch transfers (xml)
Role and user management

Premium

First month free

€99

/mo (excl. VAT)

Commitment-free

15 users max
Admin + employees + accountant
10 Mastercard cards included
5 physical cards, 5 virtual cards
500 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Choose this plan

In this offer:

15 users max
Admin + employees + accountant
10 Mastercard cards included
5 physical cards, 5 virtual cards
500 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters
Specific accountant access
Batch transfers (xml)
Role and user management
Premium support
Transaction requests
validation
New

Enterprise

First month free

€299

/mo (excl. VAT)

Commitment-free

Unlimited number of users
Admin + employees + accountant
30 Mastercard cards included
15 physical cards, 15 virtual cards
2000 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Contact us

In this offer:

Unlimited number of users
Admin + employees + accountant
30 Mastercard cards included
15 physical cards, 15 virtual cards
2000 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters
Specific accountant access
Batch transfers (xml)
Role and user management
VIP support
Transaction requests
validation
New

Solo pack

Capital deposit
12 months of Solo plan
€120
excl. VAT
€158
1 user max
Admin only
1 Mastercard card included
1 physical card
20 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Choose this plan

Solo plan

€50
(excl. VAT)
Capital deposit
+
€9
/mo (excl. VAT)
Commitment-free
Choose this plan

In this offer:

1 user max
Admin only
1 Mastercard card included
1 physical card
20 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters

Standard pack

Capital deposit
12 months of Standard plan
€300
excl. VAT
€398
5 users max
Admin + employees + accountant
4 Mastercard cards included
2 physical cards, 2 virtual cards
100 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Choose this plan

Standard plan

€50
(excl. VAT)
Capital deposit
+
€29
/mo (excl. VAT)
Commitment-free
Choose this plan

In this offer:

5 users max
Admin + employees + accountant
4 Mastercard cards included
2 physical cards, 2 virtual cards
100 SEPA transfers
Transfers (ingoing/outgoing) or debits
Unlimited card transactions
No payment fees in euros
Unlimited history
Web and mobile applications
Everyday bookkeeping module
CSV export
Custom labels and filters
Specific accountant access
Batch transfers (xml)
Role and user management

Options & Adds-on (excl. VAT)

Scale your banking needs as you grow

  • Additional physical Mastercard
    €5 / month
  • Additional virtual Mastercard
    €2 / month
  • Additional card printing and delivery fee
    €6
  • Non-EUR card transaction
    2% / transaction
  • ATM withdrawal
    €1 / transaction
  • Additional transfers (in/out) or debit in euros
    max €0.50 / transaction*
  • Non-EUR outgoing transfer
    max 1% / transaction
  • Irregularity management
    €10 / irregularity
  • Confirmation letter
    €45 / demand
  • Irregular use of the account
    €150 / Operation non-compliant with the terms or the law
* Fees may vary depending on the plan selected

Details and options

No hidden fees, no movement fees. It's all here.

Transfers / Debits
Solo
Standard
Premium
In/out SEPA transfers and debits in euros
20 / month
100 / month
500 / month
Additional in/out SEPA transfers and debits
€0.50 / transaction
€0.40 / transaction
€0.25 / transaction
Non-EUR outgoing transfers
1%
1%
1%
Bulk transfers (XML)
Cards
Solo
Standard
Premium
Physical Mastercard(s) included
1
2
5
Virtual Mastercard(s) included
-
2
5
Additional physical Mastercard
€5 / month
€5 / month
€5 / month
Additional virtual Mastercard
€2 / month
€2 / month
€2 / month
Card transactions
Unlimited
Unlimited
Unlimited
ATM withdrawal
€1 / withdrawal
€1 / withdrawal
€1 / withdrawal
Non-EUR card transactions
2%
2%
2%
Additional card printing and delivery fee
€6
€6
€6
Other operations
Solo
Standard
Premium
Irregularity management
€10
€10
€10
Confirmation letter
€45
€45
€45
Irregular use of the account
€150
€150
€150

Frequently asked questions

Why use Qonto

Is Qonto a bank?

No, Qonto is a payment institution agent supervised by Banque de France. Qonto, it's a current account that allows you to perform daily operations (transfers, card transactions, etc.) but, unlike a traditional account, it cannot be overdrawn.

How long does it take to open an account on Qonto?

Opening a Qonto just takes 5 minutes and happens fully online. Any company registered in France (and having a SIREN number) is eligible to open a Qonto account. In addition, companies in the process of registration can use Qonto to perform their initial capital deposit.

Is Qonto really safe?

Absolutely. With Qonto, your money sits on a segregated blocked account, and only you can access it. You can change in real-time the various permissions of your users, and the whole service lies on a robust architecture (HTTPS, 2048-bit SSL certificate with encryption TLS, ECDSA with P-256 and SHA-256 algorithm).

Why use Qonto if I already have a bank account?

You can use Qonto as your main account or in addition to a traditional bank. Qonto allows to perform any classic bank operation and brings to those who don't wish to change their bank immediatly a secondary account to manage daily flows with a added layer of efficiency.